Auto Insurance Rates for Teachers

Mar 15th, 2011 | By Hot News Reporter | Category: Insurance Today

Teachers from time immemorial have always been regarded as people you make the world a better place. They are the mothers of schools that are known as children’s second homes. Thus with their great responsibilities and liabilities they are also rewarded with great perks. Some of which are discounts in a lot of establishments. A lot of businesses have come to offer teacher discounts the most often of which are shops or stores for office and school supplies. They get discounts from bookstores and craft shops and the list just goes on and on. These do not even begin to show what great things are available to them.

The list extends even to cars. Some auto insurance rates for teachers offer as much as 30% discounts. These can save them hundreds to thousands of dollars every year. You might be wondering why this is so. It all boils down to how risky you may appear to the insurance company. Teachers do not pose a big threat to these insurers. Simply put, teachers are just less likely to be involved in vehicular accidents and collisions. A person’s profession is vital information that the insurance company takes into consideration before granting you coverage.

In general, a teacher is assumed to be patient, wary and careful with his or her movements. Also, a large number of teachers are required by schools or universities to live close to work. This lowers the risk of them getting into accidents not to mention that teachers just simply make great drivers. Insurers also consider the fact that teachers are in school for the almost the whole day. Their profession includes setting an example by displaying a responsible manner wherever they are, even while driving. This in turn results to few cases of accidents.

But being a teacher is not everything. Of course, a good to excellent driving record gives you an advantage as well. Teachers are assumed to be always on the above average bracket in driving so discounts are readily available to them. If you are a teacher and you wish to take advantage of great auto insurance rates for teachers the process is quite easy. Be ready to prove employment to the insurance company first. Complete the paper works and reap the benefits of being a hero in your profession!

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