Car Insurance for Foreign Drivers
If you are visiting the United States you may have plans of driving a car around American cities and the countryside. However, it is essential to obtain the right information of about car insurance for foreign visitors in America. Those visiting the country have a different set of car insurance policies than those of residents. Moreover, the terms and conditions of policies may vary from state to state. The first thing you need in order to be eligible to drive on US roads is an international driver’s license issued from your home country. You will need to present your license in order to get coverage.
There are several insurance companies that provide insurance cover to foreign visitors, online. It is advisable to choose a reputed auto insurance company. Compare the insurance rates that providers offer to foreign visitors so that you will be able to make an informed decision. Make sure that you are able to be well covered against all the risks while driving. If you have a friend or relative residing in the United States, you may be able to get cheaper insurance by adding your name to their policy.
In case you decide to rent a car you can obtain insurance from the car rental agency. If you are driving down in your own vehicle, you can avail of short term car insurance in the US. Many American insurance companies provide insurance to foreign registered vehicles. Make sure you driving license is valid for the entire period of stay. Insurance companies usually accept an international driver’s license from Canadian and Mexican visitors. However, some may ask for a ‘non-citizen’s driver’s license if you plan to extend your visit beyond one month.
In order to be eligible for short term car insurance you need to carry your vehicle’s title and registration documents along with you. Insurance companies may seem to charge higher rates for short term car insurance for foreign vehicles. However, they would not be aware of your driving record, which tends to play a significant role in obtaining lower rates in your own country. Insurers therefore need to ensure that they cover the risks adequately. Since car insurance is there to protect you from any unforeseen risks and financial losses, it is always well worth the cost.
Prior to choosing an insurance provider online, make sure you read the terms and conditions of the policies that the top companies offer. Insurance companies vie for a niche in the market and tend to attract customers by way of discounts and additional coverage. Therefore, it is advisable to do your homework before short listing a few providers. Most providers offer free quotes in an instant of within 24 hours of receiving your application. You can also consult a professional and explore all the available options. If you plan to use a car owned by a friend or family member that is resident in the US then you may not require obtaining short term insurance if the friend or family member has a valid car insurance policy.