Illinois Car Insurance (IL)
If you are looking for auto insurance in Illinois, you should make sure that you shop around first before signing up with anything. There are many auto insurance companies in this state and if you are looking to save some money but still get a sensible coverage, your best bet will be gathering information from our online resource. You should get quotes from companies that offer auto insurance in Illinois in order to gauge just how much you will be paying for the next few years. These insurance quotes are given for free and all you have to do is fill out an online form so that in a matter of minutes, you will get a total approximation of the premiums you have to pay depending on the type of coverage you have chosen.
It is very important to have good auto insurance coverage because there is no telling what sort of accidents you might get involved in. It will be in your best interest to have a safety net in the form of insurances as it will protect your finances in the event that you are held liable for a car accident on the road and you have to pay a certain amount for damages.
The owner or operator of a vehicle must have minimum liability coverage:
- $20,000 per person for Bodily Injury;
- $40,000 per accident for Bodily Injury;
- $15,000 per accident for Property Damage;
- Bodily injury liability;
- Property damage liability;
- Uninsured motorist;
Proof of insurance required:
- At registration (YES)
- At time of accident (YES)
- At all times in vehicle (YES)
(I.I.I.) recommends you carry $100,000 of bodily injury protection per person and $300,000 per accident.