Massachusetts Car Insurance

The owner or operator of a vehicle must have minimum liability coverage:
- $20,000 per person for Bodily Injury;
- $40,000 per accident for Bodily Injury;
- $5,000 per accident for Property Damage;

Insurance required:
- Bodily injury liability;
- Property damage liability;
- Uninsured motorist;
- Personal Injury Protection;

Proof of insurance required:
- At registration (YES)
- At time of accident (NO)
- At all times in vehicle (NO)

(I.I.I.) recommends you carry $100,000 of bodily injury protection per person and $300,000 per accident.

Massachusetts Division of Insurance

• One South Station, 5th Floor
• Boston, MA 02110
• Phone: (617) 521-7794
• www.mass.gov

Massachusetts Highway Department

• 10 Park Plaza, Suite 3170
• Boston, MA 02116
• Phone: (617) 973-7800
• Fax: (617) 973-8040
• www.mhd.state.ma.us