Georgia Car Insurance (GA)
Every state in the country has very distinct policies when it comes to insurance laws particularly on the minimum requirements for motorists on the road with their cars. For instance, the laws on auto insurance in Georgia dictate that the coverage of every driver should be able to cover at least $25,000 per person for bodily injuries (personal injuries as caused by a car crash), $50,000 per accident occurrence, and $25,000 per occurrence for property damages.
These requirements should be followed by every driver so much so that he or she will not have to personally pay for the personal injuries, as well as the property damages as a result of a car wreck that has been found to be his/her fault.
It will be in your best interest to comply with such requirements; otherwise, in the event that you are found at fault for a road mishap that has caused physical as well as property damages, you will have to personally pay for the entire amount as will be determined by the state courts. Aside from such burden, you might also be looking at jail time depending on the gravity of your offense and if there are any aggravating circumstances.
The owner or operator of a vehicle must have minimum liability coverage:
- $25,000 per person for Bodily Injury;
- $50,000 per accident for Bodily Injury;
- $25,000 per accident for Property Damage;
Insurance required:
- Bodily injury liability;
- Property damage liability;
Proof of insurance required:
- At registration (YES)
- At time of accident (YES)
- At all times in vehicle (YES)
(I.I.I.) recommends you carry $100,000 of bodily injury protection per person and $300,000 per accident.
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