Michigan Car Insurance
The owner or operator of a vehicle must have minimum liability coverage:
- $20,000 per person for Bodily Injury;
- $40,000 per accident for Bodily Injury;
- $10,000 per accident for Property Damage;
Insurance required:
- Bodily injury liability;
- Property damage liability;
- Personal Injury Protection;
Proof of insurance required:
- At registration (YES)
- At time of accident (NO)
- At all times in vehicle (NO)
(I.I.I.) recommends you carry $100,000 of bodily injury protection per person and $300,000 per accident.
Michigan Department of Insurance
- Ottawa Building
- 3rd Floor 611 W. Ottawa
- Lansing, MI 48909
- Phone: (517) 373-0220
- Fax: (517) 335-4978
- www.michigan.gov/dleg
Michigan Department of Transportation
- 425 W. Ottawa St.
- Lansing, MI 48909
- Phone: 517-373-2090
- www.michigan.gov/mdot/
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