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Tennessee Car Insurance

Tennessee Car Insurance

The owner or operator of a vehicle must have minimum liability coverage:
- $25,000 per person for Bodily Injury;
- $50,000 per accident for Bodily Injury;
- $15,000 per accident for Property Damage;

Insurance required:
- Bodily injury liability;
- Property damage liability;

Proof of insurance required:
- At registration (NO)
- At time of accident (NO)
- At all times in vehicle (YES)

Instead of policy limits, policyholders can satisfy the requirement with a single combined policy. Amounts vary by state.

(I.I.I.) recommends you carry $100,000 of bodily injury protection per person and $300,000 per accident.


Enter Your Zip Code to Find Insurance Quotes in Tennessee:

Tennessee Department of Insurance

  • 500 James Robertson Pkwy
  • Fourth Floor
  • Nashville, TN 37243
  • Phone: (615) 741-2241
  • www.state.tn.us/commerce/insurance/

Tennessee Department of Transportation

  • James K. Polk Building
  • 505 Deaderick Street
  • Suite 700
  • Nashville, TN 37243
  • Phone: (615) 741-2848
  • Fax: (615) 741-2508
  • www.tdot.state.tn.us
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