Rhode Island Car Insurance
The owner or operator of a vehicle must have minimum liability coverage:
- $25,000 per person for Bodily Injury;
- $50,000 per accident for Bodily Injury;
- $25,000 per accident for Property Damage;
Insurance required:
- Bodily injury liability;
- Property damage liability;
- Uninsured motorist;
Proof of insurance required:
- At registration (NO)
- At time of accident (NO)
- At all times in vehicle (NO)
Instead of policy limits, policyholders can satisfy the requirement with a single combined policy. Amounts vary by state.
(I.I.I.) recommends you carry $100,000 of bodily injury protection per person and $300,000 per accident.
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